If you or a loved one suffered injuries, property damage, or other financial losses due to another party’s actions, you may be entitled to compensation for those losses.
Contact the experienced Chicago personal injury lawyers from TorHoerman Law for a free, no-obligation Chicago personal injury lawsuit case consultation today.
If you or a loved one suffered a personal injury or financial loss due to a car accident in Chicago, IL – you may be entitled to compensation for those damages.
Contact an experienced Chicago auto accident lawyer from TorHoerman Law today to see how our firm can serve you!
If you or a loved one have suffered injuries, property damage, or other financial losses due to a truck accident in Chicago, IL – you may qualify to take legal action to gain compensation for those injuries and losses.
Contact TorHoerman Law today for a free, no-obligation consultation with our Chicago truck accident lawyers!
If you or a loved one suffered an injury in a motorcycle accident in Chicago or the greater Chicagoland area – you may be eligible to file a Chicago motorcycle accident lawsuit.
Contact an experienced Chicago motorcycle accident lawyer at TorHoerman Law today to find out how we can help.
If you have been involved in a bicycle accident in Chicago at no fault of your own and you suffered injuries as a result, you may qualify to file a Chicago bike accident lawsuit.
Contact a Chicago bicycle accident lawyer from TorHoerman Law to discuss your legal options today!
Chicago is one of the nation’s largest construction centers.
Thousands of men and women work on sites across the city and metropolitan area on tasks ranging from skilled trades to administrative operations.
Unfortunately, construction site accidents are fairly common.
Contact TorHoerman Law to discuss your legal options with an experienced Chicago construction accident lawyer, free of charge and no obligation required.
Nursing homes and nursing facilities should provide a safe, supportive environment for senior citizens, with qualified staff, nurses, and aids administering quality care.
Unfortunately, nursing home abuse and neglect can occur, leaving residents at risk and vulnerable.
Contact an experienced Chicago nursing home abuse attorney from TorHoerman Law today for a free consultation to discuss your legal options.
If you are a resident of Chicago, or the greater Chicagoland area, and you have a loved one who suffered a fatal injury due to another party’s negligence or malpractice – you may qualify to file a wrongful death lawsuit on your loved one’s behalf.
Contact a Chicago wrongful death lawyer from TorHoerman Law to discuss your legal options today!
If you have suffered a slip and fall injury in Chicago you may be eligible for compensation through legal action.
Contact a Chicago slip and fall lawyer at TorHoerman Law today!
TorHoerman Law offers free, no-obligation case consultations for all potential clients.
When a child is injured at a daycare center, parents are left wondering who can be held liable, who to contact for legal help, and how a lawsuit may pan out for them.
If your child has suffered an injury at a daycare facility, you may be eligible to file a daycare injury lawsuit.
Contact a Chicago daycare injury lawyer from TorHoerman Law today for a free consultation to discuss your case and potential legal action!
If you or a loved one suffered injuries, property damage, or other financial losses due to another party’s actions, you may be entitled to compensation for those losses.
Contact the experienced Edwardsville personal injury lawyers from TorHoerman Law for a free, no-obligation Edwardsville personal injury lawsuit case consultation today.
If you or a loved one suffered a personal injury or financial loss due to a car accident in Edwardsville, IL – you may be entitled to compensation for those damages.
Contact an experienced Edwardsville car accident lawyer from TorHoerman Law today to see how our firm can serve you!
If you or a loved one have suffered injuries, property damage, or other financial losses due to a truck accident in Edwardsville, IL – you may qualify to take legal action to gain compensation for those injuries and losses.
Contact TorHoerman Law today for a free, no-obligation consultation with our Edwardsville truck accident lawyers!
If you or a loved one suffered an injury in a motorcycle accident in Edwardsville – you may be eligible to file an Edwardsville motorcycle accident lawsuit.
Contact an experienced Edwardsville motorcycle accident lawyer at TorHoerman Law today to find out how we can help.
If you have been involved in a bicycle accident in Edwardsville at no fault of your own and you suffered injuries as a result, you may qualify to file an Edwardsville bike accident lawsuit.
Contact an Edwardsville bicycle accident lawyer from TorHoerman Law to discuss your legal options today!
Nursing homes and nursing facilities should provide a safe, supportive environment for senior citizens, with qualified staff, nurses, and aids administering quality care.
Unfortunately, nursing home abuse and neglect can occur, leaving residents at risk and vulnerable.
Contact an experienced Edwardsville nursing home abuse attorney from TorHoerman Law today for a free consultation to discuss your legal options.
If you are a resident of Edwardsville and you have a loved one who suffered a fatal injury due to another party’s negligence or malpractice – you may qualify to file a wrongful death lawsuit on your loved one’s behalf.
Contact an Edwardsville wrongful death lawyer from TorHoerman Law to discuss your legal options today!
If you have suffered a slip and fall injury in Edwardsville you may be eligible for compensation through legal action.
Contact an Edwardsville slip and fall lawyer at TorHoerman Law today!
TorHoerman Law offers free, no-obligation case consultations for all potential clients.
When a child is injured at a daycare center, parents are left wondering who can be held liable, who to contact for legal help, and how a lawsuit may pan out for them.
If your child has suffered an injury at a daycare facility, you may be eligible to file a daycare injury lawsuit.
Contact an Edwardsville daycare injury lawyer from TorHoerman Law today for a free consultation to discuss your case and potential legal action!
If you or a loved one suffered injuries on someone else’s property in Edwardsville IL, you may be entitled to financial compensation.
If property owners fail to keep their premises safe, and their negligence leads to injuries, property damages or other losses as a result of an accident or incident, a premises liability lawsuit may be possible.
Contact an Edwardsville premises liability lawyer from TorHoerman Law today for a free, no-obligation case consultation.
If you or a loved one suffered injuries, property damage, or other financial losses due to another party’s actions, you may be entitled to compensation for those losses.
Contact the experienced St. Louis personal injury lawyers from TorHoerman Law for a free, no-obligation St. Louis personal injury lawsuit case consultation today.
If you or a loved one suffered a personal injury or financial loss due to a car accident in St. Louis, IL – you may be entitled to compensation for those damages.
Contact an experienced St. Louis auto accident lawyer from TorHoerman Law today to see how our firm can serve you!
If you or a loved one have suffered injuries, property damage, or other financial losses due to a truck accident in St. Louis, IL – you may qualify to take legal action to gain compensation for those injuries and losses.
Contact TorHoerman Law today for a free, no-obligation consultation with our St. Louis truck accident lawyers!
If you or a loved one suffered an injury in a motorcycle accident in St. Louis or the greater St. Louis area – you may be eligible to file a St. Louis motorcycle accident lawsuit.
Contact an experienced St. Louis motorcycle accident lawyer at TorHoerman Law today to find out how we can help.
If you have been involved in a bicycle accident in St. Louis at no fault of your own and you suffered injuries as a result, you may qualify to file a St. Louis bike accident lawsuit.
Contact a St. Louis bicycle accident lawyer from TorHoerman Law to discuss your legal options today!
St. Louis is one of the nation’s largest construction centers.
Thousands of men and women work on sites across the city and metropolitan area on tasks ranging from skilled trades to administrative operations.
Unfortunately, construction site accidents are fairly common.
Contact TorHoerman Law to discuss your legal options with an experienced St. Louis construction accident lawyer, free of charge and no obligation required.
Nursing homes and nursing facilities should provide a safe, supportive environment for senior citizens, with qualified staff, nurses, and aids administering quality care.
Unfortunately, nursing home abuse and neglect can occur, leaving residents at risk and vulnerable.
Contact an experienced St. Louis nursing home abuse attorney from TorHoerman Law today for a free consultation to discuss your legal options.
If you are a resident of St. Louis, or the greater St. Louis area, and you have a loved one who suffered a fatal injury due to another party’s negligence or malpractice – you may qualify to file a wrongful death lawsuit on your loved one’s behalf.
Contact a St. Louis wrongful death lawyer from TorHoerman Law to discuss your legal options today!
If you have suffered a slip and fall injury in St. Louis you may be eligible for compensation through legal action.
Contact a St. Louis slip and fall lawyer at TorHoerman Law today!
TorHoerman Law offers free, no-obligation case consultations for all potential clients.
When a child is injured at a daycare center, parents are left wondering who can be held liable, who to contact for legal help, and how a lawsuit may pan out for them.
If your child has suffered an injury at a daycare facility, you may be eligible to file a daycare injury lawsuit.
Contact a St. Louis daycare injury lawyer from TorHoerman Law today for a free consultation to discuss your case and potential legal action!
Suboxone, a medication often used to treat opioid use disorder (OUD), has become a vital tool which offers a safer and more controlled approach to managing opioid addiction.
Despite its widespread use, Suboxone has been linked to severe tooth decay and dental injuries.
Suboxone Tooth Decay Lawsuits claim that the companies failed to warn about the risks of tooth decay and other dental injuries associated with Suboxone sublingual films.
Depo-Provera, a contraceptive injection, has been linked to an increased risk of developing brain tumors (including glioblastoma and meningioma).
Women who have used Depo-Provera and subsequently been diagnosed with brain tumors are filing lawsuits against Pfizer (the manufacturer), alleging that the company failed to adequately warn about the risks associated with the drug.
Despite the claims, Pfizer maintains that Depo-Provera is safe and effective, citing FDA approval and arguing that the scientific evidence does not support a causal link between the drug and brain tumors.
You may be eligible to file a Depo Provera Lawsuit if you used Depo-Provera and were diagnosed with a brain tumor.
Tepezza, approved by the FDA in 2020, is used to treat Thyroid Eye Disease (TED), but some patients have reported hearing issues after its use.
The Tepezza lawsuit claims that Horizon Therapeutics failed to warn patients about the potential risks and side effects of the drug, leading to hearing loss and other problems, such as tinnitus.
You may be eligible to file a Tepezza Lawsuit if you or a loved one took Tepezza and subsequently suffered permanent hearing loss or tinnitus.
Elmiron, a drug prescribed for interstitial cystitis, has been linked to serious eye damage and vision problems in scientific studies.
Thousands of Elmiron Lawsuits have been filed against Janssen Pharmaceuticals, the manufacturer, alleging that the company failed to warn patients about the potential risks.
You may be eligible to file an Elmiron Lawsuit if you or a loved one took Elmiron and subsequently suffered vision loss, blindness, or any other eye injury linked to the prescription drug.
The chemotherapy drug Taxotere, commonly used for breast cancer treatment, has been linked to severe eye injuries, permanent vision loss, and permanent hair loss.
Taxotere Lawsuits are being filed by breast cancer patients and others who have taken the chemotherapy drug and subsequently developed vision problems.
If you or a loved one used Taxotere and subsequently developed vision damage or other related medical problems, you may be eligible to file a Taxotere Lawsuit and seek financial compensation.
Although pressure cookers were designed to be safe and easy to use, a number of these devices have been found to have a defect that can lead to excessive buildup of internal pressure.
The excessive pressure may result in an explosion that puts users at risk of serious injuries such as burns, lacerations, an even electrocution.
If your pressure cooker exploded and caused substantial burn injuries or other serious injuries, you may be eligible to file a Pressure Cooker Lawsuit and secure financial compensation for your injuries and damages.
Several studies have found a correlation between heavy social media use and mental health challenges, especially among younger users.
Social media harm lawsuits claim that social media companies are responsible for onsetting or heightening mental health problems, eating disorders, mood disorders, and other negative experiences of teens and children
You may be eligible to file a Social Media Mental Health Lawsuit if you are the parents of a teen, or teens, who attribute their use of social media platforms to their mental health problems.
The Paragard IUD, a non-hormonal birth control device, has been linked to serious complications, including device breakage during removal.
Numerous lawsuits have been filed against Teva Pharmaceuticals, the manufacturer of Paragard, alleging that the company failed to warn about the potential risks.
If you or a loved one used a Paragard IUD and subsequently suffered complications and/or injuries, you may qualify for a Paragard Lawsuit.
Patients with the PowerPort devices may possibly be at a higher risk of serious complications or injury due to a catheter failure, according to lawsuits filed against the manufacturers of the Bard PowerPort Device.
If you or a loved one have been injured by a Bard PowerPort Device, you may be eligible to file a Bard PowerPort Lawsuit and seek financial compensation.
Vaginal Mesh Lawsuits are being filed against manufacturers of transvaginal mesh products for injuries, pain and suffering, and financial costs related to complications and injuries of these medical devices.
Over 100,000 Transvaginal Mesh Lawsuits have been filed on behalf of women injured by vaginal mesh and pelvic mesh products.
If you or a loved one have suffered serious complications or injuries from vaginal mesh, you may be eligible to file a Vaginal Mesh Lawsuit.
Parents and guardians are filing lawsuits against major video game companies (including Epic Games, Activision Blizzard, and Microsoft), alleging that they intentionally designed their games to be addictive — leading to severe mental and physical health issues in minors.
The lawsuits claim that these companies used psychological tactics and manipulative game designs to keep players engaged for extended periods — causing problems such as anxiety, depression, and social withdrawal.
You may be eligible to file a Video Game Addiction Lawsuit if your child has been diagnosed with gaming addiction or has experienced negative effects from excessive gaming.
Above ground pool accidents have led to lawsuits against manufacturers due to defective restraining belts that pose serious safety risks to children.
These belts, designed to provide structural stability, can inadvertently act as footholds, allowing children to climb into the pool unsupervised, increasing the risk of drownings and injuries.
Parents and guardians are filing lawsuits against pool manufacturers, alleging that the defective design has caused severe injuries and deaths.
If your child was injured or drowned in an above ground pool accident involving a defective restraining belt, you may be eligible to file a lawsuit.
Recent scientific studies have found that the use of chemical hair straightening products, hair relaxers, and other hair products present an increased risk of uterine cancer, endometrial cancer, breast cancer, and other health problems.
Legal action is being taken against manufacturers and producers of these hair products for their failure to properly warn consumers of potential health risks.
You may be eligible to file a Hair Straightener Cancer Lawsuit if you or a loved one used chemical hair straighteners, hair relaxers, or other similar hair products, and subsequently were diagnosed with:
AFFF (Aqueous Film Forming Foam) is a firefighting foam that has been linked to various health issues, including cancer, due to its PFAS (per- and polyfluoroalkyl substances) content.
Numerous AFFF Lawsuits have been filed against AFFF manufacturers, alleging that they knew about the health risks but failed to warn the public.
AFFF Firefighting Foam lawsuits aim to hold manufacturers accountable for putting peoples’ health at risk.
You may be eligible to file an AFFF Lawsuit if you or a loved one was exposed to firefighting foam and subsequently developed cancer.
Paraquat, a widely-used herbicide, has been linked to Parkinson’s disease, leading to numerous Paraquat Parkinson’s Disease Lawsuits against its manufacturers for failing to warn about the risks of chronic exposure.
Due to its toxicity, the EPA has restricted the use of Paraquat and it is currently banned in over 30 countries.
You may be eligible to file a Paraquat Lawsuit if you or a loved one were exposed to Paraquat and subsequently diagnosed with Parkinson’s Disease or other related health conditions.
Mesothelioma is an aggressive form of cancer primarily caused by exposure to asbestos.
Asbestos trust funds were established in the 1970s to compensate workers harmed by asbestos-containing products.
These funds are designed to pay out claims to those who developed mesothelioma or other asbestos-related diseases due to exposure.
Those exposed to asbestos and diagnosed with mesothelioma may be eligible to file a Mesothelioma Lawsuit.
Studies have found a link between toxic baby formula and Necrotizing Enterocolitis (NEC) — a severe intestinal condition in premature infants.
Parents and guardians are filing NEC Lawsuits against baby formula manufacturers, alleging that the formulas contain harmful ingredients leading to NEC.
Despite the claims, Abbott and Mead Johnson deny the allegations, arguing that their products are thoroughly researched and dismissing the scientific evidence linking their formulas to NEC, while the FDA issued a warning to Abbott regarding safety concerns of a formula product.
You may be eligible to file a Toxic Baby Formula NEC Lawsuit if your child received baby bovine-based (cow’s milk) baby formula in the maternity ward or NICU of a hospital and was subsequently diagnosed with Necrotizing Enterocolitis (NEC).
PFAS contamination lawsuits are being filed against manufacturers and suppliers of PFAS chemicals, alleging that these substances have contaminated water sources and products, leading to severe health issues.
Plaintiffs claim that prolonged exposure to PFAS through contaminated drinking water and products has caused cancers, thyroid disease, and other health problems.
The lawsuits target companies like 3M, DuPont, and Chemours, accusing them of knowingly contaminating the environment with PFAS and failing to warn about the risks.
If you or a loved one has been exposed to PFAS-contaminated water or products and has developed health issues, you may be eligible to file a PFAS lawsuit.
The Roundup Lawsuit claims that Monsanto’s popular weed killer, Roundup, causes cancer.
Numerous studies have linked the main ingredient, glyphosate, to Non-Hodgkin’s Lymphoma, Leukemia, and other Lymphatic cancers.
Despite this, Monsanto continues to deny these claims.
Victims of Roundup exposure who developed cancer are filing Roundup Lawsuits against Monsanto, seeking compensation for medical expenses, pain, and suffering.
Our firm is about people. That is our motto and that will always be our reality.
We do our best to get to know our clients, understand their situations, and get them the compensation they deserve.
At TorHoerman Law, we believe that if we continue to focus on the people that we represent, and continue to be true to the people that we are – justice will always be served.
Without our team, we would’nt be able to provide our clients with anything close to the level of service they receive when they work with us.
The THL Team commits to the sincere belief that those injured by the misconduct of others, especially large corporate profit mongers, deserve justice for their injuries.
Our team is what has made TorHoerman Law a very special place since 2009.
Attorney Tor Hoerman, admitted to the Illinois State Bar Association since 1995 and The Missouri Bar since 2009, specializes nationally in mass tort litigations. Locally, Tor specializes in auto accidents and a wide variety of personal injury incidents occuring in Illinois and Missouri.
This article has been written and reviewed for legal accuracy and clarity by the team of writers and attorneys at TorHoerman Law and is as accurate as possible. This content should not be taken as legal advice from an attorney. If you would like to learn more about our owner and experienced injury lawyer, Tor Hoerman, you can do so here.
TorHoerman Law does everything possible to make sure the information in this article is up to date and accurate. If you need specific legal advice about your case, contact us. This article should not be taken as advice from an attorney.
If you were involved in an auto accident while using Lyft ride service in Chicago, IL, you may qualify for compensation for any injuries or financial losses that you incurred through legal action.
Contact a Chicago Lyft accident lawyer from TorHoerman Law for a free, no-obligation case consultation to discuss your legal options.
You can also use our chatbot to receive a free instant online case evaluation to find out if you qualify right away.
Lyft, one of the original rideshare companies, launched its services in 2012 in San Francisco.
Shortly after, the service was launched in the City of Chicago, becoming the fourth major market for the company and the first beyond the West Coast.
Since then, it has grown in immense popularity and usage, but it has not been without issues or controversy.
The app has grown in such popularity that a monthly subscription service is now being offered for avid users, as of October 2018.
By paying $299/month, you will receive 30 rides per month, up to $15 per ride.
If you go over the allocated amount, either in pricing or the number of rides, you pay the difference.
The Windy City is one of the select markets the subscription service is currently being tested in.
In 2019, the City of Chicago implemented a price increase on the fee paid to the City by all ridesharing companies.
An additional $0.05 per ride brings the total fee to $0.72 per ride.
The first of its kind in the country, the fee goes towards improving the Chicago Transit Authority (CTA).
Specifically, the $0.05 increase will be used to upgrade and install video camera systems at CTA stations across the city.
While Lyft has been helpful to those needing to get to their destination quickly and efficiently and contributing to improvements in the City’s infrastructure, the abundance of drivers has overwhelmed Chicago to the point that rideshare and taxi drivers are teaming up to ask for regulations of rideshare operators with the end goal being more income for drivers and less congestion on the streets of Chicago.
While proposed only a few months ago, it is not unlike other regulations emerging in big cities across the country, namely New York City.
While it may be considered restrictive, it will alleviate some of the congestion issues that have arisen as the result of the high demand for Lyft, but not all, including car accidents and assaults at the hands of Lyft drivers or other Lyft passengers.
Originally called Zimride, the name was changed to Lyft Inc. following a need to differentiate Lyft’s offerings from that of the project by the original name, Zimride, which allowed users to plan long-distance road trips with others.
Lyft, on the other hand, is a rideshare company which builds its business off of providing rides to individuals to their desired destinations.
By downloading the app, users can request a driver using GPS locating technology.
The request will ‘ping’ the request to drivers waiting for a pickup, alert them of your location, and in a few minutes, a driver will arrive to take you to your destination.
The simplicity and effectiveness of Lyft have gained immense success over the years.
“Getting a Lyft” is now synonymous for getting a ride to your destination, regardless of the way you are getting there – by Lyft, another rideshare app, or taxi.
But, the growing industry is not without issues.
A new area for growth brings an increased risk of injuries and incidents that happen as a result.
For years, parents told their children not to accept rides from strangers, yet this is exactly what Lyft embodies.
While most rides requested from Lyft operate without incident, there is always the possibility that the unexpected could occur.
What if you are in an accident while either a passenger or driver of a Lyft?
What if you are assaulted by another passenger or driver?
What if you are harassed or discriminated against?
You’ve just been in an accident, and after you call 911, there are a series of things you should do to cover your bases while remaining at the scene of the accident.
These actions include:
Yes, you can sue the Lyft driver IF they were at fault for the accident.
There are four (4) things that must be proved in order for the lawsuit to move forward:
If you were injured in a Lyft accident, it is important to contact a knowledgeable attorney for advice on how to move forward.
The experienced lawyer will help guide you through the process of filing a Lyft lawsuit.
However, each lawsuit is dependent on the particular situation and is evaluated on a case by case basis.
After analyzing federal court databases and county police reports, CNN reported that 18 Lyft drivers have allegedly raped, forcibly touched, or kidnapped passengers.
While this is a nationwide statistic, and the numbers of Uber sexual assaults are much higher – 120, it is not a statistic that should be ignored.
While you can take all the precautions to protect yourself from danger, you cannot control the actions of others, including a Lyft driver.
Lyft has not released data collected on assaults, but claims that the company does not properly screen drivers have arisen, partly due to the increase in assaults on passengers by drivers.
Chicago, specifically, requires all drivers undergo a background check prior to driving, but there have been allegations that Lyft has allowed some drivers to slip through the cracks.
In 2017, Lyft acknowledged that a driver had passed a background check despite the fact that he had a federal conviction for aiding terrorism.
Lyft quickly deactivated the driver and apologized to the City of Chicago, but the damage was done.
If one person could pass approval despite failing to meet requirements, there could be others.
If you were a victim of a sexual assault by a Lyft driver or even another Lyft passenger, it is important to contact an attorney immediately.
Following the sexual assault conversation, a passenger could also be assaulted by another passenger while in a Lyft.
In bigger cities, such as Chicago, Lyft Pool is an option for getting to your destination.
The concept allows passengers to split a Lyft if going to destinations nearby one another.
It is a cheaper option and also alleviates congestion on the streets by carpooling.
However, the risk you take is sharing that Lyft with a person you do not know.
While most people are kind and welcoming, you cannot predict the behavior of another individual.
If you find yourself in a situation where you fear for your safety or were assaulted, it is important to immediately request the Lyft driver take you to a safe location where authorities can be alerted of the assault.
After filing a police report, contact an attorney to help you through the legal process.
At TorHoerman Law, we fight for the rights of those unjustly injured by another, and we will fight for you.
You do not have to face this alone.
Driving while impaired is never okay, especially in the scenario of a Lyft driver transporting a passenger, but unfortunately, it is not an anomaly.
Accidents of this nature are starting to become more common despite the increased awareness that drinking and driving, or driving while under the influence of a drug, is dangerous and potentially deadly, not only to yourself but to others on the road.
In June 2018, a 23-year-old passenger of a Lyft was killed and another passenger was seriously injured when their Lyft driver and another vehicle were involved in a head-on collision.
The Lyft driver was charged with a misdemeanor count of driving under the influence of a drug while the other driver was charged with a felony count of aggravated driving under the influence resulting in death and misdemeanor.
A lawsuit filed by the injured passenger was filed and is currently pending in the court system.
You’re in a Lyft and before you know it, you have been in an accident on the busy streets of Chicago, but this is not a typical accident – your driver hit a pedestrian or bicyclist.
These types of accidents can occur in three (3) different ways:
In this case, it is important to follow the same guidelines that you would after being in an accident with another vehicle.
Call 911 immediately and check on the injured individual.
While waiting for law enforcement personnel, document all evidence and take pictures. Report the accident to Lyft to document the time of the accident.
Contact an attorney that specializes in Lyft accidents to further guide you on next steps.
Insurance coverage while driving for Lyft is a complicated subject, mainly because many do not realize that there have to be certain rules in place before insurance will cover any accidents that occur while driving for the company.
If you do not have a rideshare insurance policy or a policy with a rideshare endorsement, insurance will not cover the accident.
While Lyft does have an insurance policy in place for drivers, there are stipulations and it does not cover everything.
The insurance provided by the company can be explained in three (3) phases:
A vehicle is being used and the rideshare app is active.
In this case, Lyft only provides contingent liability coverage.
The coverage amounts are $50,000/person and $100,000/accident for injury liability, and $25,000 in total property damage.
Contingent means that you will need to make a claim to your insurance provider first, and if that claim is denied, Lyft will take over.
However, their coverage does not extend to any injuries your sustain, damage to your car, or injuries that result from an accident with an uninsured or underinsured motorist – that will need to be covered by your insurance company.
A driver has received a transportation request but has not yet picked up the passenger.
Lyft does provide a $1 million liability insurance policy during this period, and while they also offer comprehensive and collision, it is contingent.
You will have to make a claim to your insurance provider, and if your insurance denies the claim, Lyft will then step in on your behalf.
But, it comes with a considerable deductible – a whopping $2,500.
A driver has picked up a passenger and is en route to their destination, or a passenger has arrived at their destination and is in the process of exiting the vehicle.
Phase three operates on the same insurance policy as phase two.
While a driver will be covered by Lyft’s insurance in both phase two and phase three, it would be wise to talk with your insurance company prior to driving for Lyft to ensure you are properly covered at all times.
If you don’t and you are in an accident, you could be held accountable for more than you bargained for – effectively making the money you earned while driving for Lyft, null and void because you’ll pay out of pocket for things like repairing the damage to your car.
And, many insurance companies do not allow personal insurance policies to cover Lyft drivers because it’s considered a commercial entity.
A special insurance policy or endorsement is needed, particularly in Chicago where all rideshare drivers must abide by the “transportation network provider” rules established by the TNP Ordinance.
As rideshare technology grows and amasses usage from more and more individuals, insurance companies will also need to keep up with the growing changes.
The damages you incur as a result of a Lyft car accident, or even an assault, can include more than just physical ailments.
Often times, an individual suffers from emotional distress.
Damages can include:
At TorHoerman Law, our Chicago Lyft accident lawyers fight for the victims of Lyft accidents.
Years of experience in personal injury lawsuits allow us to provide top-notch legal assistance.
If you have any questions, please contact our office at 312-313-2273.
Our legal team will be there to help you through the legal process every step of the way.
No, but there are specific requirements a Lyft driver in Chicago must follow before driving for the rideshare company.
Lyft drivers fall under the category of “transportation network providers” which under the TNP Ordinance, establish a set of guidelines.
For instance, the driver must have a valid TNP Chauffeur License and a TNP Vehicle Registration Emblem that is visibly displayed on the car.
The license can be obtained by taking a class online.
This depends on the “phase” the driver was in. If they were using the app but were not en route to pick up a victim, the driver’s personal insurance company is responsible for the damages, if the driver is at fault.
If the Lyft driver was en route to pick up a passenger, the driver is covered by Lyft’s insurance policies.
You have the same legal rights as a passenger involved in a Lyft accident.
There are factors to evaluate in each accident, and each is evaluated on a case-by-case basis.
Our firm offers a free, no-obligation consultation to discuss your case.
Owner & Attorney - TorHoerman Law
Here, at TorHoerman Law, we’re committed to helping victims get the justice they deserve.
Since 2009, we have successfully collected over $4 Billion in verdicts and settlements on behalf of injured individuals.
Would you like our help?
At TorHoerman Law, we believe that if we continue to focus on the people that we represent, and continue to be true to the people that we are – justice will always be served.
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In this case, we obtained a verdict of $495 Million for our client’s child who was diagnosed with Necrotizing Enterocolitis after consuming baby formula manufactured by Abbott Laboratories.
In this case, we were able to successfully recover $20 Million for our client after they suffered a Toxic Tort Injury due to chemical exposure.
In this case, we were able to successfully recover $103.8 Million for our client after they suffered a COX-2 Inhibitors Injury.
In this case, we were able to successfully recover $4 Million for our client after they suffered a Traumatic Brain Injury while at daycare.
In this case, we were able to successfully recover $2.8 Million for our client after they suffered an injury due to a Defective Heart Device.
Here, at TorHoerman Law, we’re committed to helping victims get the justice they deserve.
Since 2009, we have successfully collected over $4 Billion in verdicts and settlements on behalf of injured individuals.
Would you like our help?
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They helped my elderly uncle receive compensation for the loss of his wife who was administered a dangerous drug. He consulted with this firm because of my personal recommendation and was very pleased with the compassion, attention to detail and response he received. Definitely recommend this firm for their 5 star service.
When I wanted to join the Xarelto class action lawsuit, I chose TorrHoerman Law from a search of a dozen or so law firm websites. I was impressed with the clarity of the information they presented. I gave them a call, and was again impressed, this time with the quality of our interactions.
TorHoerman Law is an awesome firm to represent anyone that has been involved in a case that someone has stated that it's too difficult to win. The entire firm makes you feel like you’re part of the family, Tor, Eric, Jake, Kristie, Chad, Tyler, Kathy and Steven are the best at what they do.
TorHorman Law is awesome
I can’t say enough how grateful I was to have TorHoerman Law help with my case. Jacob Plattenberger is very knowledgeable and an amazing lawyer. Jillian Pileczka was so patient and kind, helping me with questions that would come up. Even making sure my special needs were taken care of for meetings.
TorHoerman Law fights for justice with their hardworking and dedicated staff. Not only do they help their clients achieve positive outcomes, but they are also generous and important pillars of the community with their outreach and local support. Thank you THL!
Hands down one of the greatest group of people I had the pleasure of dealing with!
A very kind and professional staff.
Very positive experience. Would recommend them to anyone.
A very respectful firm.
Edwardsville, IL
Chicago, IL
St. Louis, MO
Clayton, MO
Naperville, IL