The #1 St. Louis Lyft Accident Lawyer

Rideshare Services in St. Louis

Rideshare services have revolutionized transportation worldwide.

As of 2022, around 1.3 billion people use ride-hailing services worldwide, and this number is expected to reach almost 1.5 billion by 2027.

Rideshare companies offer on-demand rides through mobile applications, allowing users to submit a ride request with the touch of a button.

Uber and Lyft are two of the most well-known rideshare companies in the country, accounting for 76% and 26% of U.S. rideshare sales, respectively.

In St. Louis, rideshare services have seen a significant rise in popularity, with the city’s urban environment and dense population making it an ideal location for rideshare services.

Residents love their convenience, affordability, and accessibility as an alternative to traditional taxi services and public transportation.

Being an Uber or Lyft driver in St. Louis can be an attractive source of income, with many drivers taking advantage of low gas prices and over $16,000 yearly.

With the increased usage of rideshare services comes a corresponding rise in rideshare-related accidents.

With thousands of rideshare vehicles on St. Louis roads, an Uber or Lyft accident is no longer a rare occurrence.

These accidents can result in serious injuries, property damage, and even death.

Common Causes of Lyft Accidents

Many factors can contribute to Lyft car accidents in St. Louis.

Common causes can include:

• Distracted Driving: Lyft drivers are prone to being distracted by their phones or navigation systems while driving, increasing the risk of an accident.
• Driver Fatigue: Long work hours and late-night driving can cause fatigue, leading to slower reaction times and poor decision-making.
• Reckless or Aggressive Driving: Lyft drivers may feel pressure to complete as many rides as possible in a short amount of time, potentially causing them to speed or make dangerous maneuvers on the road.
• Vehicle Maintenance Issues: Rideshare vehicles are extensively on the road, leading to wear and tear that can contribute to mechanical failures.
• Poor Road Conditions: St. Louis roads can be challenging to navigate, especially during harsh weather conditions, increasing the risk of accidents for rideshare drivers and their passengers.

Note that Lyft drivers are not always to blame for accidents.

Other drivers, pedestrians, or bicyclists may also be involved in a Lyft car accident.

The Complexities of Lyft Accident Cases

The legal process associated with a regular motor vehicle accident can be complicated.

Ride-share accidents may present even more complexities due to the involvement of multiple parties.

Complexities can include:

• The Lyft Driver: Depending on the circumstances of the accident, the driver may bear some responsibility for it.
• The Rideshare Company: Lyft and other companies have specific policies and insurance coverages for accidents involving their drivers.
• The Other Driver: If another driver is at fault, their insurance company may be liable for damages. However, determining liability can be complicated in accidents involving rideshare vehicles.
• Multiple Passengers: In cases where there were multiple passengers in the Lyft vehicle, each passenger may have different levels of injuries and claims.
• Pedestrians or Bicyclists: Those not in a vehicle may also be involved in a Lyft car accident as the victim or at-fault party.

These complexities can make it challenging to navigate through a ride-share accident claim.

Other crucial factors to consider when pursuing a Lyft accident case can include:

• Insurance policy of the at-fault driver
• Liability issues
• State and local transportation laws

Insurance Complexities

One of the primary complexities in rideshare accidents is related to insurance coverage.

Ride-share drivers must have their own personal insurance, but it may not cover accidents while working for a ride-share company.

Ride-share companies provide insurance coverage up to certain limits, and these limits may vary depending on the driver’s status at the time of the accident.

Lyft’s insurance coverage depends on four different circumstances including:

1. The Driver’s Lyft App Is Off: If the Lyft driver’s app is off at the time of an accident, then their personal auto insurance policy applies.
2. The Driver’s App Is on but No Ride Request: In this scenario, Lyft generally provides limited third-party liability coverage, including:
   • $50,000 per person for bodily injury
   • $100,000 per accident for bodily injury
   • $25,000 per accident for property damage
3. The Driver’s App Is on and the Driver Is on the Way To Pick up Passengers: If an accident occurs while the driver is on their way to pick up passengers, Lyft’s insurance coverage includes:
   • At least $1 million in third-party liability coverage
   • First-party coverages like uninsured motorist coverage, underinsured motorist coverage, personal injury protection (PIP), MedPay, or occupational accident coverage
   • Contingent comprehensive and collision coverage (up to the actual cash value of the car with a $2,500 deductible)
4. The Driver’s App Is on and the Driver Is Transporting Passengers: If an accident occurs while a ride is in progress, Lyft’s insurance coverage is the same as when the driver is on their way to pick up passengers.

Lyft’s third-party auto liability insurance — with a minimum of $1,000,000 in coverage for each incident — serves as the principal protection from the moment drivers accept a ride request until the ride is complete.

For those who already carry commercial insurance or personal insurance that includes coverage for ridesharing activities, Lyft’s policy will supplement their existing coverage.

Liability Issues

Determining liability in rideshare accidents can be difficult.

Depending on the circumstances of the accident, liability may fall on the rideshare driver, another motorist, or potentially the rideshare company itself.

Proving liability requires a thorough investigation and analysis of the events leading up to the accident.

Rideshare drivers are technically independent contractors and not employees, which can complicate the determination of liability and who is responsible for damages.

In some cases, the driver may be solely liable, while in others, both the driver and the rideshare company may share responsibility.

Liability can be challenging to assign in cases where another motorist caused the accident, as multiple parties may be involved.

Hiring an experienced car accident attorney can make a significant difference in when dealing with a rideshare accident case.

State and Local Transportation Laws

Rideshare regulations and transportation laws vary by state and locality.

St. Louis has specific ordinances and statutes that may impact rideshare accident claims.

Navigating these laws demands a keen understanding of local legal frameworks.

An experienced car accident lawyer well-versed in these laws can provide invaluable guidance and assistance in pursuing a personal injury lawsuit.

How Car Accident Lawyers Can Help

Regular car accidents are complicated, and rideshare accidents are even more so.

The assistance of a rideshare accident lawyer is crucial in ensuring you receive the best possible outcome for your case.

At TorHoerman Law, our St. Louis Lyft Accident Lawyers are committed to providing comprehensive legal support to clients involved in rideshare accidents.

We offer support at every stage of the legal process.

Case Evaluation

A thorough assessment of the accident is necessary to determine the best course of legal action.

Our team of experienced lawyers will evaluate the case and review insurance coverage to build a strong case for compensation.

We’ll discuss potential legal options with you and provide guidance on the best path forward.

Investigation

A detailed investigation is crucial in determining liability and building a solid case.

We have extensive experience and resources in handling complex accident investigations, including gathering evidence, interviewing witnesses, and consulting with experts.

Our team will leave no stone unturned in our investigation to hold the responsible parties accountable.

Negotiation With Insurance Companies

Skillful negotiation with insurance providers can make a significant difference in the outcome of your case.

Insurance adjusters are known to minimize payouts or deny claims altogether.

Our experienced lawyers will negotiate with insurance companies on your behalf to secure compensation for your damages.

Litigation

Our team is prepared to take your case to court if a negotiation does not produce a fair settlement.

Our experienced car accident lawyers have a proven track record of success and will fight tirelessly on your behalf to ensure you receive the compensation you deserve.

Types of Compensation in Rideshare Accident Claims

Car accident injuries can result in significant physical, emotional, and financial hardships.

Victims of Lyft accidents may be entitled to various types of compensation, including:

• Medical Expenses: This compensation covers past and future medical expenses incurred due to the accident, including medical bills, prescription costs, rehabilitation fees, and ongoing medical treatment.
• Lost Wages: If you cannot work due to injuries sustained in an accident, you may be entitled to compensation for lost wages. This damage includes any lost income from missed work days or reduced earning capacity in the future.
• Pain and Suffering: This damage aims to compensate for the physical and emotional anguish caused by the accident. It can cover ongoing physical pain, disability, disfigurement, emotional distress, and loss of enjoyment of life.
• Property Damage: If the accident caused property or vehicle damage, you may be entitled to compensation for repairs or replacement costs.
• Punitive Damages: In circumstances where the defendant’s behavior is particularly malicious or reckless, a jury may award punitive damages as a punishment and deterrent. These damages intend to punish the wrongdoer and prevent future similar actions.

Understanding the full scope of recoverable damages is crucial for ensuring that accident victims receive maximum compensation for their losses.

Steps To Take After a Lyft Accident

If you are involved in a Lyft accident in St. Louis, it’s essential to follow the steps.

Steps to take after a Lyft accident include:

• Seek Medical Attention: Prioritize your health and safety by seeking medical treatment immediately. Even if you don’t feel injured, it’s best to get a medical evaluation, as some injuries may not be immediately apparent.
• Collect Evidence: Take photos and videos of the accident scene, including damaged property or road conditions. Also, don’t forget to obtain contact information from witnesses to the accident.
• Report the Accident: Contact the police and report the accident. This step is essential for filing an insurance claim and creating an official record of the incident.
• Contact Rideshare Company: Report the accident to Lyft as soon as possible. They may have distinct processes for handling accidents involving their drivers.
• Contact a Qualified Lyft Accident Lawyer: Consult a knowledgeable attorney who can guide you through the legal process and protect your rights.

Importance of Timely Action

It’s essential to act quickly when pursuing a rideshare accident claim.

Each state has specific time limitations, known as statutes of limitations, for filing personal injury lawsuits.

In Missouri, victims have five years from the accident date to file a lawsuit, similar to the statute of limitations for personal injuries and car accidents.

Failure to file within this timeframe may result in your case being dismissed.

Evidence and witness testimony are crucial in building a strong case.

The longer you wait to take legal action, the more likely it is that valuable evidence will be lost or destroyed.

It’s best to contact an experienced lawyer as soon as possible after an accident to ensure that your case is evaluated correctly and filed within the appropriate time frame.

TorHoerman Law: Schedule a Free Case Evaluation Today

If you or a loved one has been injured in a Lyft accident in St. Louis, don’t hesitate to seek legal counsel from our experienced team of St. Louis Lyft accident lawyers at TorHoerman Law.

We understand the challenges of rideshare accident claims and are dedicated to advocating for your rights.

Remember, you don’t have to navigate the complexities of a rideshare accident claim alone.

Let us help you pursue the compensation and justice you deserve.

Contact us for a free consultation.

You can also use the chatbot on this page to find out if you qualify for a Lyft Car Accident claim instantly.