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Case Types We Handle
Personal Injuries
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How To Negotiate Your Truck Accident Lawsuit Settlement

Use the chatbot on this page to find out if you qualify for a truck accident claim.

Contact TorHoerman Law for a free consultation.

Written By:
Tor Hoerman
Tor Hoerman

Attorney Tor Hoerman, admitted to the Illinois State Bar Association since 1995 and The Missouri Bar since 2009, specializes nationally in mass tort litigations. Locally, Tor specializes in auto accidents and a wide variety of personal injury incidents occuring in Illinois and Missouri.

This article has been written and reviewed for legal accuracy and clarity by the team of writers and attorneys at TorHoerman Law and is as accurate as possible. This content should not be taken as legal advice from an attorney. If you would like to learn more about our owner and experienced injury lawyer, Tor Hoerman, you can do so here.

TorHoerman Law does everything possible to make sure the information in this article is up to date and accurate. If you need specific legal advice about your case, contact us. This article should not be taken as advice from an attorney.

Tips on Hiring a Lawyer to Negotiate Your Truck Accident Lawsuit Settlement

When a truck driver rams into your vehicle, the consequences can be devastating and fatal.

Besides dealing extensive damage to your vehicle, you and your passengers may sustain severe injuries, ranging from traumatic brain injury to soft tissue injuries.

In the case of a large or semi truck accident, fatalities are also possible.

In the aftermath of a truck accident, knowing who to call can mean the difference between recovering physically and financially and suffering the full brunt of the accident.

You will need help — you need an experienced truck accident attorney.

Truck accident attorneys can help by helping you prove liability of the negligent truck driver and other parties.

With a lawyer, you’ll be able to build a case that proves that a trucking company or truck driver failed to obey traffic laws, acted negligently, and is liable for your injuries and damages.

How to Negotiate Your Truck Accident Lawsuit Settlement; Truck Accident Settlement Negotiations; Truck Accident Lawsuit Payout; Truck Accident Lawyers; Settlement for Truck Accident Claims

Proving liability of these at-fault parties makes them liable to compensate you for medical bills, pain and suffering, lost wages, and property damages.

In short, whether you get the compensation you deserve or not may rely upon the legal representation you obtain.

Exhaust your options, research firms, and try your hardest to get the best representation for your truck or car accident with a trusted truck accident lawyer.

If you’re a truck accident victim, contact TorHoerman Law for a free consultation. You can also use the chatbot on this page to find out if you qualify for a truck accident lawsuit instantly.

Table of Contents

A Guide to Your Truck Accident Settlement Offer & How a Truck Accident Attorney Can Help

Victims who file truck accident lawsuits may receive settlement offers from the opposing side.

While it seems sensible to accept a truck accident settlement offer before filing a truck accident claim, be careful.

Insurance companies involved in the accident will offer truck accident settlements that may be less than what you deserve.

After all, an insurance company has one job — to indemnify its policyholders (the at-fault drivers and trucking companies) and save money.

You need a second set of eyes to ensure that you receive a fair settlement.

This is where a truck accident lawyer comes in.

Listed below are some of the ways your truck accident attorney can help you get the compensation you deserve.

How to Negotiate Your Truck Accident Lawsuit Settlement

Ensuring a Fair Settlement From the Opposing Side’s Insurance Company

Granted, not every insurance company will want to offer a lowball settlement.

Nevertheless, having an attorney by your side will help ensure that the settlement offer is fair and adequately compensates you.

With an attorney evaluating an offer’s viability, you’ll stand a much better chance at winning a settlement that compensates you for the extent of your personal injury or property damage.

Negotiating on Your Behalf

A personal injury lawyer who handles truck accident cases will negotiate with the truck driver, truck manufacturer, and insurance providers.

With your truck accident lawyer representing you, you can focus more on recovering and leave the negotiations to your lawyer.

For representation in your truck accident case, choose a firm with a proven track record in truck accidents and personal injury cases.

Contact TorHoerman Law and get a free case evaluation.

Representing You in Court

Not all trucking accident cases escalate to a trial.

Nonetheless, you’ll want to be prepared for the possibility.

With a truck accident lawyer, you’ll benefit from expert representation and guidance in and out of the courtroom.

An experienced attorney knows the justice system well enough to navigate it skillfully.

With your personal injury lawyer representing you, you’ll have an advocate who can maximize your chances of success in court.

How Hiring a Lawyer Can Help Maximize Your Truck Accident Settlement

How to Negotiate Your Truck Accident Lawsuit Settlement

An experienced lawyer who handles truck accident lawsuits and other personal injury claims can maximize your settlement in several ways.

Using various legal strategies, your lawyer will work hard to ensure that your truck accident settlements adequately compensate you for what you’ve experienced.

Here are some of the ways our personal injury and trucking accident lawyers can help you get a fair settlement.

Assessing Your Damages Thoroughly

The settlement you receive will depend on your damages.

After a truck crash, it’s easy to assume that the only damages you can recover are for severe injuries, medical expenses and vehicle repair costs.

This is incorrect.

Truck accident lawyers are familiar with different types of damages.

Using their expertise in personal injury claims, your attorney can look at your case and determine what other damages you can claim.

How to Negotiate Your Truck Accident Lawsuit Settlement

Examples of different truck accident damages include the following:

  • Medical bills
  • Future medical expenses and therapy costs
  • Lost wages and lost earning capability
  • Lost quality of life
  • Permanent disability
  • Pain and suffering
  • Emotional damages
  • Other compensatory and punitive damages

Place as Much Liability on Truck Drivers, Trucking Companies, and Other At-Fault Parties

Some states may award truck accident victims settlements based on the modified comparative negligence principle.

Under this principle, the amount you recover depends on the degree of fault you had in your accident.

In Illinois, for example, you forfeit any chance of recovering compensation if you are found to be more than 50% at fault for your accident.

With this in mind, you must prove negligence on the part of the liable party to recover the compensation you deserve.

This is where your lawyer comes in.

Your attorney can build a strong case that proves full negligence on the part of the truck driver and the trucking company the driver works for.

By doing this, your attorney ensures that you recover maximum compensation.

Negotiates With Insurers on Your Behalf

Insurance companies will often try to settle truck accident claims with the goal of avoiding escalation and spending too much.

This often leads to lowball settlement offers given to truck accident victims.

As mentioned earlier, your lawyer will calculate the specific damages related to the accident and demand adequate compensation, likely much higher than insurance companies may offer.

Your attorney can negotiate for a truck accident settlement that you deserve.

How To Deal With Insurance Companies

Your trucking accident and personal injury lawyer will deal with insurance companies on your behalf.

However, this doesn’t mean that the opposing party’s insurance company will be completely out of your hair.

In fact, insurance companies will try to reach you first to bypass your attorney.

When that happens, follow these tips on how to manage the situation.

How to Negotiate Your Truck Accident Lawsuit Settlement

Inform Your Insurer and File an Insurance Claim After Your Auto Accident

In almost every state, besides New Hampshire and Virginia, you must carry auto insurance.

Auto insurance covers your expenses in the event of car accidents.

To receive coverage, contact your insurance provider and file an insurance claim.

Your coverage will pay for your medical bills and vehicle repairs.

Your insurance provider will be one of the insurance companies you will deal with.

The other will be the other driver’s insurance provider.

Refuse Any Truck Accident Settlements From the Other Side’s Insurance Company

After trucking accidents, insurance providers will attempt to settle most truck accident cases at the least possible cost.

To mitigate a lawsuit and settle a case on behalf of the policyholders (the truck driver and the trucking company), insurance providers may offer you a settlement.

Under no circumstances should you accept the offer.

While it might seem that the offer is generous, it may not be enough to cover your injuries.

To get the compensation you deserve, refuse the offer and let your truck accident attorney deal with the insurance providers.

Challenge the Insurance Adjuster’s “Betterment Argument”

Insurance adjusters representing the other side may approach you and offer to cover your vehicle’s repairs.

However, the adjuster may bring up the concept of “betterment” to reduce the amount they would have to cover.

The adjuster may tell you that the insurance company will pay for newer and “better” parts.

From here, the adjuster will argue that because of the new parts, you will have to cover the rest of the costs.

Don’t believe the adjuster.

The adjuster will give you this argument to cover your property damage for the least possible costs.

Instead, inform your lawyer of your encounter with the adjuster.

Your attorney will deal with the insurance adjuster for you.

How Our Truck Accident Attorneys Deal With Insurance Companies

In any trucking accident or personal injury claim, your attorney should be the one dealing with insurance companies.

Our attorneys can be your advocates before the at-fault party and their insurance providers.

By letting us handle the truck accident settlement negotiations, you can focus on what matters most — recovering from your injuries.

How to Negotiate Your Truck Accident Lawsuit Settlement

How do we deal with insurers?

Here are some of the legal strategies we use to deal with insurance companies to get you the compensation you deserve.

Assertive Representation Throughout Your Case

We deal directly with the insurance providers on your behalf.

As we represent you, we handle everything from settlement demands to negotiations.

With us representing you, you can rest assured that your rights and interests come first.

Fierce Negotiations To Get You the Compensation You Deserve

As your advocates, we ensure that you get a fair truck accident settlement.

We never settle for less and will fight for your right to fair compensation.

Our truck accident attorneys will conduct a thorough evidence-gathering investigation and build your case while you focus on what’s most important – your recovery.

Establish Liability and Maximize Your Truck Accident Claim

Through our work, we aim to maximize your potential truck accident settlement by proving the liability of at-fault parties.

You deserve justice.

For thorough and supportive representation, contact TorHoerman Law for a free consultation.

TorHoerman Law: Your Truck Accident Law Firm

Our team of experienced truck accident lawyers can help you gather evidence, assess damages, and seek financial compensation for the full scope of your damages and injuries.

Let us put you back behind the wheel in your truck accident claim.

If you or a loved one were injured in a truck accident, you may be eligible to file a claim.

Contact TorHoerman Law for a free consultation.

You can also use the chatbot on this page to find out if you qualify for a truck accident lawsuit instantly. 

Frequently Asked Questions

  • What is the Average Truck Accident Settlement Amount?

    Accident involving semi trucks and other commercial trucks can cause serious injuries and severe property damage.

    Taking this into account, the average truck accident settlement amount may be over $100,000.

    This is by no means a guarantee of financial compensation in your truck accident case. These are merely estimations based on prior truck accident cases and their settlement figures.

    Contact an experienced truck accident lawyer for more information on your individual case.

  • What Damages Can You Recover in a Truck Accident Case?

    In a truck accident case, your lawyer will calculate a number of damages the accident caused.

    As more serious injuries and property damage typically occur in truck accidents, victims may be entitled to a more comprehensive list of damages compared to other auto accident cases.

    Potential damages in truck accident cases may include:

    • Medical expenses
    • Property damage
    • Pain and suffering
    • Emotional damages (such as mental anguish)
    • Lost wages or earning ability
    • Lost quality of life
    • Permanent disability
    • Wrongful death
    • Other compensatory and punitive damages

    Reach out to an experienced truck accident lawyer for more information on particular damages in your case.

  • How Much Does it Cost to Hire a Truck Accident Lawyer?

    At TorHoerman Law, we work on a contingency fee basis.

    A contingency fee agreement means that we DO NOT charge for legal representation unless your case is successful.

    Injured victims should not have to worry about legal costs as they recover mentally and physically.

  • How Long Do I Have To File A Truck Accident Lawsuit?

    Different laws and regulations govern when a person is able to file a truck accident lawsuit and seek financial compensation from liable parties.

    While a statute of limitations generally applies to truck accident lawsuits, every case is different and it is highly recommended to seek the advice of an attorney before giving up on filing a truck accident claim.

    Some important aspects to consider in regard to timeframes for truck accident claims are:

    • Statute of Limitations:  Each jurisdiction sets its own timeframe for filing such a lawsuit.
    • Legal Advice:  Prompt legal consultation ensures you meet all necessary deadlines and protects your rights.

    Contact our truck accident attorneys for a free consultation and a discussion of your legal options.

Written By:
Tor Hoerman

Tor Hoerman

Owner & Attorney - TorHoerman Law

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