The #1 Atlanta Insurance Claim Lawyer

Our Atlanta legal team is led by Alan Holcomb, an experienced Atlanta personal injury lawyer with over a decade of success handling complex disputes involving car accident claims, denied insurance benefits, and bad faith practices by insurance companies.

Alan’s in-depth knowledge of Georgia insurance laws, policyholder rights, and insurance company tactics enables him to fiercely advocate for clients who are struggling to recover fair compensation after a motor vehicle accident.

At TorHoerman Law, we take a collaborative approach to every insurance claim case, working together to gather evidence, interpret policy language, and challenge insurers who act in bad faith or fail to uphold their contractual obligations.

Whether your claim was denied after a car crash, undervalued following an auto accident, or delayed without explanation, our team is ready to fight for your rights.

Meet Our Atlanta Insurance Dispute Attorneys:

• Eric Terry – As head of our personal injury team, Eric handles complex car accident claims and insurance disputes, crafting strategic solutions for clients facing denied or delayed coverage.
• Steve Davis – With more than 30 years of experience, Steve manages high-stakes insurance litigation involving wrongful claim denials, serious car accident injuries, and uncooperative insurance companies.
• Ken Brennan – A seasoned trial attorney, Ken is known for taking on tough insurance providers in court, especially in cases involving policy interpretation, coverage exclusions, or disputed liability.
• Chad Finley – With a background in both law and medical documentation, Chad helps clients demonstrate the extent of their car accident injuries and the true value of their insurance claims.
• Tyler Schneider – As managing partner, Tyler oversees client communications and ensures that each case receives thorough attention, timely updates, and strategic legal support.

Our team is dedicated to helping Atlanta residents resolve insurance disputes, recover fair compensation, and hold insurers accountable.

We’re here to guide you through the insurance claims process and protect your rights every step of the way.

Our Founder: Tor Hoerman

Tor Hoerman, founder of TorHoerman Law, is a nationally respected personal injury lawyer known for his client-first approach and success in insurance litigation and motor vehicle accident claims.

With over $4 billion in verdicts and settlements recovered, Tor has built a firm focused on helping individuals navigate legal challenges and pursue fair outcomes against powerful insurance companies.

His leadership has helped expand the firm nationwide, including our office in Atlanta (Marietta), Georgia.

Whether you’re facing an unfair denial or need help filing a car accident insurance claim, our team is ready to provide skilled legal guidance and strong advocacy.

How Much Does It Cost to Hire an Atlanta Insurance Claim Lawyer?

At TorHoerman Law, hiring an Atlanta insurance claim lawyer comes with no upfront cost.

We work on a contingency fee basis, which means you don’t pay unless we win your case and recover compensation on your behalf.

This fee structure allows injured drivers and policyholders to seek justice without the financial burden of hourly legal fees.

Whether your insurance claim was wrongfully denied, undervalued, or delayed, we can step in and protect your interests.

We offer a free consultation to discuss your case, evaluate your policy, and explain your legal options so you can focus on recovery while we manage the claim process.

Atlanta insurance claim lawyers play a crucial role in helping car accident victims understand the complicated claims process and recover compensation after a crash.

Whether you’re dealing with a minor car accident or a serious collision involving substantial vehicle damage, an experienced attorney can guide you through each step.

Our insurance claim lawyers work directly with your insurance provider and the at fault driver’s insurance to negotiate a fair settlement that covers your medical expenses, property damage, and lost wages.

In some cases, such as those involving a drunk driver or fleeing vehicle, your lawyer may also seek punitive damages to hold the other driver fully accountable.

An Atlanta insurance claim lawyer makes sure your insurance claim is properly filed, supported by solid medical records, a complete police report, and documentation of repair costs or rental car expenses.

They also work with insurance adjusters, review your insurance policy, and make sure your claim isn’t undervalued or wrongfully denied.

Having legal support makes all the difference when facing the tactics of the insurance industry.

If you’ve been in a car wreck and are unsure what to do next, contact our Atlanta law office for guidance.

A knowledgeable legal team can help you secure compensation and ensure the claims process is handled properly.

Responsibilities of Atlanta Insurance Claim Lawyers

The responsibilities of an Atlanta insurance claim lawyer extend far beyond submitting paperwork—they serve as your advocate throughout the entire legal process.

After a car crash, your attorney plays a key role in protecting your rights, managing communications, and building a case for fair compensation.

They are especially critical when insurance companies try to delay, deny, or devalue your claim.

Responsibilities of our insurance claim lawyers include:

• Investigating the accident scene and reviewing police reports, including driver information, license plate numbers, and vehicle registration.
• Documenting damages and injuries, such as visible injuries, medical bills, repair costs, and potential complications involving health insurance coverage.
• Communicating directly with the insurance agent to meet deadlines and resolve coverage disputes under Georgia law.
• Holding negligent drivers accountable—including those involved in distracted driving or ignoring traffic signs—by establishing fault and liability.
• Challenging denied or undervalued claims by negotiating with insurance adjusters and seeking a fair settlement.
• Helping you understand medical treatment and repairs by coordinating with providers and tracking your recovery-related expenses.
• Developing a personalized legal strategy tailored to the facts of your case and your financial needs.

With a skilled insurance claim lawyer by your side, you’re more likely to recover the compensation needed for your injuries, property damage, and future care.

Their goal is to ensure you receive full compensation for your injuries and damages.

Legal Intricacies of Car Accident Claims

Car accident claims involve many legal intricacies that can easily overwhelm those unfamiliar with Georgia’s traffic and insurance laws.

After a traffic accident, determining fault attributed to the other driver, complying with state law, and handling multiple parties (including your insurance agent, insurance provider, and medical professionals) can be complicated.

An experienced attorney understands how to assess the details of the crash, the extent of serious injuries, and the role of each party in order to develop a strong car accident injury claim.

One major issue in many car accident claims is whether there was sufficient insurance coverage to handle vehicle damage, medical expenses, and lost wages.

The insurance industry is often quick to minimize payouts, which is why having a legal team that can review your insurance policy, communicate with the insurance adjuster, and obtain evidence from the accident scene is essential.

They will also analyze whether your health insurance or rental car coverage applies, and evaluate if you are entitled to punitive damages in extreme cases.

Legal professionals work to ensure that no detail is overlooked and that you are positioned to recover compensation that reflects the true cost of your losses.

If you’re unsure about your legal options, a consultation with an Atlanta insurance claim lawyer can provide much-needed clarity and direction.

Filing an insurance claim after a car crash in Atlanta can be a complex process, particularly when medical bills, car repairs, and disputes with insurance companies arise.

Understanding each step is crucial to preserving your rights and maximizing your compensation.

With the help of an experienced car accident lawyer, you can avoid common pitfalls and stay focused on recovery.

Here’s how the process typically unfolds:

1. Document the accident scene – Collect contact information from all parties involved, take photos of vehicle damage and road conditions, and obtain a police report.
2. Notify your insurance provider – File a claim with your insurer or the at-fault driver’s insurance company, depending on fault and coverage specifics.
3. Organize supporting documents – Submit all necessary documentation, including medical records, repair estimates, wage loss statements, and the police report.
4. Work with an attorney – A personal injury lawyer will review your insurance policy, handle communication with the insurance adjuster, and protect you from unfair claim denials or lowball offers.
5. Negotiate a settlement – Your legal team will pursue a fair settlement that accurately reflects your injuries, property damage, and ongoing expenses.
6. Consider filing a lawsuit – If the insurance company disputes liability or fails to offer adequate compensation, your lawyer may recommend filing a personal injury lawsuit.
7. Follow through on medical treatment and repairs – Your lawyer can guide you through this process while maintaining communication with providers and insurers to track progress and expenses.
8. Finalize the case – Once a fair settlement is reached or a court judgment is issued, the case is resolved and compensation is distributed accordingly.

With knowledgeable legal support, accident victims can pursue full and fair compensation while minimizing stress during the insurance claims process.

Laws on Insurance Claims in Georgia

Georgia insurance laws play a key role in how car accident victims file and resolve insurance claims after a traffic accident.

Georgia follows an “at-fault” system, meaning the driver who caused the crash is legally and financially responsible for any resulting medical bills, property damage, or other losses.

The insurance company for the at fault driver typically pays these costs—assuming that driver has sufficient insurance coverage.

Under Georgia law, all drivers must carry a minimum level of liability insurance, and claims must be supported by solid evidence like medical records, repair costs, and the official police report.

In many cases, disputes arise when insurance agents or adjusters deny claims, undervalue damages, or delay responses.

This is where an Atlanta insurance claim lawyer becomes essential—helping clients understand their rights, interpret insurance policies, and fight for a fair settlement.

Understanding the legal responsibilities of drivers and insurance companies helps ensure your claim is handled appropriately.

If your case involves distracted driving, a fleeing vehicle, or serious injuries, Georgia’s laws may also allow for punitive damages.

Laws on insurance claims include:

• Statute of Limitations
• Fault and Comparative Negligence
• Insurance Requirements

Statute of Limitations

In Georgia, there is a strict statute of limitations that governs how long you have to file a car accident lawsuit or insurance claim after a crash.

Car accident victims have two years from the date of the car wreck to file a personal injury claim, and four years for property damage claims.

Missing these deadlines could result in losing your legal right to recover compensation for your medical expenses, lost wages, or vehicle damage.

An experienced attorney can help you file your claim on time and gather the necessary documentation to support your case, including medical records, insurance information, and repair costs.

Because insurance companies often delay the claims process, it’s crucial to act quickly after an accident.

Delays could also make it harder to collect evidence such as witness statements, accident scene photos, or surveillance footage.

If you’re unsure whether you’re still within the legal time limit to sue, speak with an Atlanta insurance claim lawyer immediately to protect your rights.

Fault and Comparative Negligence

Georgia uses a modified comparative negligence rule to determine liability in car accident cases, meaning fault is shared based on each party’s degree of negligence.

If you are found to be less than 50% at fault, you may still be able to recover compensation, but your total award will be reduced based on your share of the blame.

If you’re 20% responsible for a car crash, your compensation will be reduced by 20%.

Determining fault attributed to the other driver, especially in cases involving distracted driving, drunk driving, or failure to obey traffic signs, often requires a thorough investigation.

An Atlanta insurance claim lawyer will review the police report, consult with accident reconstruction experts, and analyze medical treatment records to prove your side of the case.

The insurance adjuster may try to shift blame or minimize your payout, so having strong legal support is critical.

Fault and negligence impact not only how much you receive, but whether you can file a personal injury or insurance claim at all.

Insurance Requirements

Under Georgia state law, all drivers are required to carry minimum amounts of auto insurance to operate a motor vehicle legally.

These insurance requirements include at least $25,000 per person and $50,000 per accident for bodily injury liability, and $25,000 for property damage.

These minimums are intended to cover medical expenses, vehicle damage, and other costs resulting from a car accident—but they are often insufficient in cases involving serious injuries or major crashes.

Because of this, many drivers purchase additional coverage like uninsured/underinsured motorist protection, which can be essential if the other driver lacks sufficient insurance or flees the scene.

In any case, your insurance agent is required to provide documentation of your policy limits, and your insurance provider must handle your claim in good faith.

If your insurer fails to uphold its obligations or wrongfully denies your claim, an Atlanta insurance claim lawyer can intervene.

Understanding your policy, coverage options, and legal protections is key to ensuring you get the financial relief you need after an accident.

Not every denied or delayed insurance claim will lead to a lawsuit, but many valid claims are unfairly rejected or underpaid by the insurance company, leaving accident victims with unpaid medical expenses, repair costs, and other financial burdens.

You may qualify for an Atlanta insurance claim lawsuit if your insurer has acted in bad faith, violated the terms of your insurance policy, or failed to properly investigate your claim following a car crash or motor vehicle accident.

Common qualifying scenarios include the insurer wrongfully denying your claim, offering a lowball settlement, refusing to communicate, or delaying payment without valid reason.

These bad faith tactics often leave car accident victims with unpaid medical bills, unrepaired vehicle damage, or difficulty accessing care.

If the at fault driver’s insurance fails to cover your damages or if you’re involved in a minor car accident with long-term effects, you may have a legal right to take action.

An Atlanta insurance claim lawyer can evaluate your case, determine if the insurer breached its duties, and help you pursue fair compensation.

Even if your claim stems from a rental car incident, distracted driving accident, or drunk driver case, legal support can make all the difference.

Contact a trusted law office to discuss your eligibility and explore your legal options during a free consultation.

Gathering Evidence for an Atlanta Insurance Claim

Strong evidence is the foundation of any successful insurance claim, especially when dealing with car accident injuries, disputed fault, or pushback from the insurance company.

After a car wreck, collecting and preserving the right documentation is essential for proving liability, demonstrating the extent of your damages, and protecting your right to recover compensation.

Your Atlanta insurance claim lawyer can assist in organizing this information and building a case that stands up to scrutiny from the insurance adjuster or at-fault driver’s insurance provider.

Evidence in an Atlanta insurance claim may include:

• Photos of the accident scene, vehicle damage, visible injuries, and road conditions
• The official police report filed by responding police officers
• Medical records and bills from your treatment, including future care recommendations
• Contact details for witnesses, insurance agents, and involved parties
• Insurance information from the other driver, including policy numbers and provider details
• Dashcam or surveillance footage, if available
• Receipts for towing, medical costs, rental cars, or out-of-pocket expenses
• Documentation of lost wages, missed work, or reduced earning capacity
• The license plate number of any fleeing vehicle, if applicable

Your personal injury attorney may also coordinate expert evaluations, accident reconstructions, and reviews of your health insurance coverage to strengthen your case.

Timely and thorough documentation gives your legal team the tools needed to challenge claim denials, reduce delays, and fight for a fair settlement that reflects your full losses.

Don’t wait: gathering evidence early is critical to a successful insurance claim in Georgia.

At TorHoerman Law, our team of experienced Atlanta insurance claim lawyers is dedicated to helping individuals navigate complex claims and secure the compensation they deserve.

Whether you’re dealing with a denied car accident claim, delays from your insurance provider, or an offer that doesn’t reflect the true extent of your damages, we are here to help.

We understand how overwhelming it can be to deal with insurance companies after a car crash—especially when you’re facing medical bills, lost wages, and vehicle damage.

Our firm has a strong track record of holding insurers accountable when they act in bad faith, underpay claims, or ignore their legal responsibilities.

With years of experience handling car accident claims, minor car accidents, and auto accident lawsuits, we know what it takes to push back against industry tactics and protect your rights.

Our attorneys work closely with clients to gather critical evidence, manage communication with adjusters, and pursue maximum compensation through strategic legal action.

Whether your claim involves property damage, serious injuries, or policy disputes, we fight to ensure you are treated fairly under Georgia law.

TorHoerman Law has recovered more than $4 billion in verdicts and settlements nationwide, and we bring the same aggressive advocacy to every client we serve in Atlanta.

Contact us today for a free consultation—we’ll review your case, explain your options, and help you move forward with confidence.

You can also use the chatbot on this page to see if you qualify immediately.