Sports Betting Addiction Lawsuit: Who Qualifies?

Sports Betting Addiction Lawsuit Overview

In just a few years, online betting has gone from niche to mainstream, with legal sports wagering now permitted in 38 states and most of those allowing people to place bets directly from their phones.

Sportsbooks generate billions in annual revenue, and app downloads for sports betting apps have increased several-fold since 2019, turning what was once an occasional trip to a casino into a constant, portable form of “entertainment.”

At the same time, multiple studies have documented sharp rises in gambling participation and help-seeking for addiction in jurisdictions that legalized mobile sports betting, including large spikes in searches and calls for gambling help after online sportsbooks went live.

Clinically, the American Psychiatric Association recognizes gambling disorder as a behavioral addiction in the Diagnostic and Statistical Manual of Mental Disorders (DSM-5): a condition marked by a “persistent and recurrent problematic gambling behavior” that causes significant impairment, including a need to wager more money, repeated failed attempts to quit, and continued gambling despite serious harm.

Lawsuit investigations argue that modern gambling platforms are built in ways that make this progression far more likely: users can hold accounts on multiple sportsbooks, compare odds in real time, and fire off dozens of wagers during a single game, all while being hit with constant bonuses and “boosted” bets.

Research and advocacy groups increasingly note that young men are disproportionately represented among those in financial distress from sports betting, including higher rates of bankruptcies, damaged credit, and skipped essentials to cover gambling losses.

Against this backdrop, the core of the sports betting addiction lawsuit is that these products are marketed as casual entertainment, but function in practice as highly engineered systems that reinforce addictive behavior and make it difficult for a person addicted to stop.

Features like 24/7 access, live in-game betting, instant deposits, and frequent promotions all interact with the same reward and reinforcement mechanisms that underlie other addictions, driving many gamblers to keep chasing winnings and cover mounting losses with more money.

Even as operators promote responsible gambling and offer self exclusion lists, early data and state reports show rising calls to problem-gambling helplines and increasing demand for treatment in the same places mobile sports betting has taken off.

Trends supporting these claims include:

• Rapid expansion of legal sports betting in dozens of states, with billions wagered each month through mobile apps
• Documented spikes in gambling addiction searches and helpline calls following legalization and the launch of online sportsbooks
• Evidence that online and in-play betting carry higher addiction risk than traditional, in-person gambling options
• Disproportionate harm among young men and students, including serious financial stress and debt linked to sports betting
• Clinical recognition of gambling disorder as a diagnosable mental health condition under DSM-5 criteria

Together, these data points form the backbone of current and emerging claims: that major sportsbooks designed and promoted products that predictably foster addiction, encouraged people to treat high-risk wagering as harmless fun, and did not meaningfully intervene even when users showed clear signs of harm.

For those who suffered substantial financial or emotional harm while using these apps, current investigations aim to determine whether platform design or marketing practices may have contributed to the progression of their gambling addiction.

How Sportsbooks May Contribute to Gambling Addiction

Research suggests that mobile gambling platforms can make it easier for a person with a vulnerability to develop a gambling problem, because bets are available at any time, from almost anywhere, with just a few taps.

Early data from helplines and prevalence studies show that in states that allow online betting, both gambling participation and help-seeking for addiction have increased, with calls skewing younger and often involving young men.

The National Council on Problem Gambling estimates that millions of adults in the U.S. have mild to severe gambling problems, and clinicians report that sportsbook users often delay seeking resources until debt, anxiety, or relationship strain become overwhelming.

Experts note that constant app access, fast deposits, and live in-game markets can reinforce betting in the same moments people are stressed, bored, using alcohol, or trying to “win it back,” which can make stopping much harder.

While operators promote responsible gambling tools such as deposit limits, time-outs, and self exclusion lists, surveys and public-health commentary indicate that many high-risk users either do not use these tools or only encounter them after significant harm has occurred.

Public health discussions increasingly frame modern sports betting as a population-level risk: millions of people are encouraged to gamble legally through heavy advertising and user-friendly websites, even though only a fraction will recognize early warning signs or seek help before serious financial or emotional damage has occurred.

Research, public health reports, and emerging legal claims suggest that modern sports betting platforms may contribute to gambling addiction through features such as:

• 24/7 mobile access and in-play betting, which allow users to place rapid, repeated wagers from anywhere, correlating with higher rates of problem sports betting and worse mental-health indicators.
• Aggressive, high-frequency advertising and inducements (including celebrity-backed ads) that normalize betting as part of watching sports and heavily promote “bonus” or incentive offers.
• “Risk-free,” “bonus bet,” and similar promotions alleged in lawsuits (e.g., Baltimore vs. DraftKings and FanDuel) to mislead consumers, encourage higher stakes, and keep vulnerable users engaged.
• Personalized targeting and behavioral tracking, where operators analyze betting patterns to identify heavy or vulnerable bettors and then serve tailored offers, a practice specifically criticized in the Baltimore complaint as exploiting addiction-related behaviors.
• Frictionless deposits and spending, including instant transfers from bank accounts and cards, which make it easy to wager larger amounts quickly and are highlighted in research as a risk factor for escalating losses.
• Live in-game betting and constantly updated odds, which dramatically increase the number of betting “events” per game and are associated with higher addiction risk compared to more traditional, slower forms of gambling.
• Heavy uptake among young adults and young men, a group repeatedly identified in NCAA and other studies as disproportionately engaged in sports betting and more likely to report harms such as anxiety, missed obligations, and financial trouble.
• Cross-platform engagement, with accounts on multiple sportsbooks, which can multiply opportunities to bet, stack promotions, and compound losses across several apps at once.
• Limited awareness or use of “responsible gambling” tools, such as deposit limits or self-exclusion registers, with research showing relatively low enrollment in national exclusion systems despite large high-risk populations.
• Spikes in helpline and resource use: The National Problem Gambling Helpline reporting double-digit percentage increases in calls, texts, and chats, and state helplines (like North Carolina’s) seeing record call volumes after mobile sports betting launches.

Why These Cases Differ From Ordinary Gambling Loss Disputes

Sports betting addiction claims differ from simple gambling losses because they focus on the underlying patterns of compulsive behavior, not whether a person won or lost a particular wager.

These cases examine whether a sportsbook’s design, marketing, or promotional infrastructure may have contributed to the development or escalation of addiction, rather than placing blame on a single financial outcome.

Unlike ordinary disputes, where a bettor might argue over payout errors or account issues, these claims look at behavioral reinforcement, such as constant notifications, rapid in-game betting, and incentives that encourage continued wagering.

The question is not whether someone made a bad bet, but whether the platform’s systems played a role in creating or worsening a loss of control.

Investigators also consider whether vulnerable users were exposed to misleading offers, high-frequency inducements, or repeated pushes to re-engage at moments when they were attempting to stop.

These cases often involve evidence of emotional, psychological, and financial harm that goes far beyond routine betting losses.

As a result, they resemble personal injury–style claims rooted in addiction and consumer harm, not traditional gambling disputes.

Who Qualifies for a Sports Betting Addiction Lawsuit?

Qualification for a sports betting addiction lawsuit depends on whether a person experienced significant financial, emotional, or behavioral harm connected to the use of sportsbook apps.

These cases focus on patterns of compulsive betting, escalating losses, or an inability to stop gambling despite clear negative consequences.

Because this is an emerging area of legal action, investigations are ongoing, and each claim is evaluated based on individual circumstances rather than a single fixed standard.

Our law firm is actively reviewing cases to determine whether sportsbook design, marketing practices, or promotional systems may have contributed to a person’s addiction or financial instability.

You can use the chat feature on this page to begin assessing whether your experience may qualify for a claim.

These cases are handled on a contingency fee basis, meaning clients do not pay upfront fees for representation.

Anyone who believes a sports betting platform played a role in the escalation of their gambling behavior may be eligible for a case review.

Contact TorHoerman Law today for a free consultation, or use the chat feature on this page to find out if you qualify for a gambling addiction lawsuit.

Qualification Factors for the Gambling Addiction Lawsuit

Determining whether someone qualifies for a gambling addiction lawsuit involves evaluating how their betting behavior changed over time and whether those changes align with known patterns of compulsive gambling.

Attorneys look at both financial harm and the emotional or psychological impact that resulted from sustained use of sportsbook apps.

Common qualification factors include:

• Significant financial losses tied to sportsbook use
• Escalation of bet frequency or wager size over time
• Inability to stop gambling despite repeated attempts
• Emotional distress, anxiety, or depression related to gambling
• Disrupted work, school, or personal relationships
• Use of multiple sportsbooks to chase promotions or losses
• Exposure to persistent ads, boosts, or “risk-free” offers that encouraged further gambling
• Attempts to limit or self-exclude that did not stop addictive behavior

Are There Financial Requirements for Qualification?

While financial losses are an important part of evaluating a gambling addiction claim, there is no single minimum dollar amount that automatically qualifies or disqualifies someone.

Investigators look at patterns of harm, meaning the focus is on how quickly losses escalated, how severe the financial impact became, and whether those losses were tied to compulsive betting behavior rather than occasional wagers.

Many strong claims involve individuals who lost substantial amounts in a relatively short period, but others qualify because their losses caused meaningful disruption to daily life, credit stability, or personal relationships.

Losses that led to overdrafts, reliance on credit cards, borrowing from friends or family, or inability to cover essential expenses may support the argument that addiction, not entertainment, was driving the behavior.

In some cases, the emotional or psychological toll of gambling can be as significant as the financial harm, even when the total dollar amount is lower.

Lawyers also consider whether promotions, incentives, or rapid-fire betting features encouraged the user to continue wagering after reaching a point of financial strain.

Ultimately, the evaluation focuses on impact, not just the numeric total lost.

Anyone who believes their financial situation deteriorated because of compulsive sportsbook use may qualify for a case review.

Can You File a Lawsuit If You Started Gambling Underage?

Yes.

Individuals who began using sports betting apps while under the legal gambling age may still qualify for a lawsuit, especially if weak age-verification systems allowed them to create accounts or place bets.

Underage gambling is illegal in every state, and platforms that failed to prevent minor participation may face heightened scrutiny in addiction-related claims.

If underage access contributed to early compulsive betting or long-term harm, those circumstances can strengthen a potential case.

Sports Betting Platforms Under Review in Gambling Addiction Investigations

A number of major sportsbooks are currently being reviewed in connection with reports of compulsive gambling behavior, financial harm, and concerns about how their platforms are designed and promoted.

These reviews do not imply wrongdoing but reflect growing public interest in understanding whether certain features may contribute to the development or escalation of gambling addiction.

Investigators are examining user experiences, promotional practices, and accessibility across multiple operators as part of this broader evaluation.

Individuals who used any of the following platforms and experienced addiction-related harm may be eligible for a case review.

Platforms under review include:

• DraftKings
• FanDuel
• BetMGM
• Caesars Sportsbook
• ESPN Bet
• Bet365
• Fanatics Sportsbook
• Potentially others

Evidence Needed to Support a Claim

Building a strong gambling addiction lawsuit requires documentation that shows how your betting behavior developed, escalated, and ultimately caused measurable harm.

Investigators look for a clear timeline linking sportsbook use to financial loss, emotional strain, or compulsive behavior.

Evidence should reflect not only what you lost, but how you were prompted or encouraged to continue gambling through promotions, notifications, or platform features.

Records from your sportsbook accounts, bank activity, or communications with customer support can help demonstrate these patterns.

Testimony from family, friends, or coworkers can also be valuable if they observed behavioral or emotional changes connected to gambling.

Treatment records, if available, help establish the psychological impact of addiction, but they are not required to move forward.

The goal is to show that the harm you experienced goes beyond ordinary gambling losses and reflects characteristics of addiction influenced by the platform’s design or marketing.

Useful evidence includes:

• Betting history exports from sportsbook accounts
• Bank and credit card statements showing deposits, withdrawals, or overdrafts
• Screenshots of promotions, “risk-free” bets, or targeted notifications
• Email or chat communications with sportsbook customer support
• Counseling, therapy, or addiction treatment records
• Statements from family or friends documenting behavioral changes
• Evidence of missed work, academic decline, or financial hardship linked to gambling

How Lawyers Use This Evidence to Build Your Case

Connecting a person’s sportsbook activity to the financial or emotional harm they experienced is an important part of evaluating a gambling addiction claim.

Reviewers look for patterns showing that compulsive betting did not occur in isolation but was influenced by the accessibility, promotions, or design elements of the platform itself.

Timelines that show escalating wagers, repeated engagement after promotional offers, or continued betting despite serious consequences can help demonstrate this connection.

Evidence of stress, relationship strain, or declining mental health that coincides with increased app usage further supports the argument that the platform contributed to harmful behavior.

Damages Available in Sports Betting Addiction Lawsuits

Damages in sports betting addiction lawsuits refer to the financial, emotional, and psychological losses a person experiences as a result of compulsive gambling linked to sportsbook use.

Lawyers assess these damages by examining the scope of financial harm, the severity of emotional or mental health impacts, and the long-term consequences on a person’s stability and relationships.

They review bank records, betting histories, treatment documentation, and testimony from loved ones to understand how deeply the addiction affected day-to-day life.

Attorneys also consider whether platform features or promotional practices contributed to the escalation of harmful behavior, which can influence the strength and value of a claim.

The goal is to build a clear, evidence-supported narrative that reflects the full extent of harm suffered, not just the monetary losses.

By doing so, lawyers advocate for the maximum compensation available under the facts of each individual case.

Potential damages may include:

• Gambling-related financial losses
• Costs of therapy, counseling, or mental health treatment
• Inpatient or outpatient rehabilitation expenses
• Lost wages or diminished earning capacity
• Credit damage, debt accumulation, and financial-recovery expenses
• Emotional distress and psychological harm
• Loss of relationships or significant personal disruptions
• In certain cases, punitive damages depending on state law and the facts of the claim

How Gambling Addiction Can Impact Long-Term Financial Stability

Gambling addiction often creates financial strain that extends far beyond the immediate losses from wagering.

Many individuals deplete savings, accumulate high-interest debt, or rely on credit cards and loans to continue betting, creating long-term financial challenges that can take years to repair.

Missed bill payments, overdrafts, and credit damage can affect housing opportunities, loan eligibility, and overall financial mobility.

Even after a person stops gambling, the lingering effects of compromised credit, strained budgets, and ongoing repayment obligations can significantly hinder long-term stability.

These financial consequences are an important factor in evaluating the overall harm caused by compulsive sportsbook use.

TorHoerman Law: Reviewing Sports Betting Addiction Claims

Sports betting addiction can impact every part of a person’s life, from financial stability to emotional wellbeing, and many individuals are only now recognizing the extent of the harm they experienced while using sportsbook apps.

As investigations continue into how these platforms operate and how users were affected, more people are seeking clarity about their rights and whether their experiences may qualify for legal action.

TorHoerman Law is actively reviewing sports betting addiction claims and evaluating whether individuals were harmed by patterns of compulsive betting potentially linked to platform features or promotional practices.

Our team approaches each claim with care, focusing on the real complications addiction creates for individuals and their families.

If you or a loved one suffered financial, emotional, or psychological harm related to sports betting, contact TorHoerman Law for a free case review.

We can help assess whether you may qualify for a gambling addiction lawsuit and guide you through the next steps toward potential compensation.