
Tor Hoerman has represented injured individuals for more than 30 years, with experience spanning individual personal injury cases and nationwide mass tort litigation. His work includes car accidents, catastrophic injuries, product liability claims, and other serious injury cases. Tor has served in court-appointed leadership roles in national litigation and tried cases involving major corporate defendants.
TorHoerman Law’s legal content is researched and written by our editorial team and attorneys for legal accuracy, clarity, and relevance. We rely on statutes, court records, government publications, medical research, and other authoritative sources when applicable. This page provides general legal information and does not constitute legal advice.
TorHoerman Law reviews its legal content for factual accuracy, current information, and relevant legal context before publication and as material developments occur. This article is provided for general informational purposes and does not constitute legal advice. For guidance about a specific case, contact TorHoerman Law.
Question: How Long After a Car Accident Can You Claim Injury?
Answer: The time frame to file a personal injury claim after a car accident varies depending on the location and specific circumstances of the accident.
The window to file personal injury claims ranges from a few months to several years, so it’s important to understand local and state laws for the statute of limitations and to seek the advice of a car accident lawyer promptly.
On this page, we’ll discuss generally How Long After a Car Accident You May Be Able to File a Personal Injury Claim, the personal injury claims process, the importance of acting promptly after you’ve been injured in a car accident, and much more.
Being involved in car accidents is not only traumatic, but you could be facing various injuries that result in economic and non-economic losses.
Filing a personal injury lawsuit or claim is the tried-and-tested way to gain some form of compensation for the damages you suffered.
There is a time limit for filing a car accident claim.

If you miss this deadline, you also lose the right to pursue legal action.
Working with a car accident law firm like TorHoerman Law allows you to file a claim within the statute of limitations.
We will help you process everything quickly so that you won’t miss your chance at getting the justice you deserve.
Contact us today if you believe that you or a loved one needs to file a personal injury case.
You can also use the chatbot on this page to find out if you qualify today.
The concept of the statute of limitations is crucial in personal injury law as it dictates the timeframe within which a person must file a lawsuit after suffering an injury.
This legal principle ensures that claims are made while evidence is still fresh and allows defendants to have a fair chance to respond.
Understanding the statute of limitations is vital for anyone who has been involved in a car accident and is considering pursuing a personal injury claim.
The statute of limitations for car accident claims differs from state to state.
In fact, the states in our area of practice have differing timeframes.

In Illinois, the limit is within two years after the accident happened, while the statute of limitations is five years in Missouri.
It’s also important to establish where the car accident occurred.
Some states have statutes of limitations that last for only a year, making filing an urgent matter.
States like Maine and North Dakota offer the longest time frames, allowing victims to file up to six years after the accident occurred.
For a more comprehensive breakdown of the timeframes for each state, read our complete guide.
Filing a personal injury claim after a car accident involves several nuances that must be carefully navigated.
It’s beneficial for you to seek legal guidance early to ensure that you can accurately undergo all aspects of the case.

Key reasons why early legal consultation is essential include:
Evidence is the cornerstone of any personal injury claim.
Preserving evidence immediately after an accident is crucial as it helps in building a strong case.
Early legal consultation ensures that you can collect all necessary documentation while memories are fresh and details are clear.
This step includes gathering witness statements, obtaining police reports, and securing any physical evidence from the scene.
The longer the delay in seeking legal help, the higher the risk of losing critical evidence that could significantly impact the outcome of the insurance claim.
An experienced car accident lawyer can develop a robust strategy tailored to the specifics of the case.
This process involves not only understanding the details of the accident but also ensuring compliance with all procedural requirements, including those related to the statute of limitations.
A well-crafted legal strategy can make a substantial difference in the success of the claim, ensuring that you’ve taken all necessary steps within the allowable time frame.
Insurance companies often attempt to settle claims quickly and for less than their true worth.
Lawyers are adept at handling negotiations with the at-fault party’s insurance provider, protecting the interests of the claimant or plaintiff.
We ensure that the compensation is fair and reflective of the actual damages incurred.
Without legal representation, individuals may find themselves at a disadvantage, potentially accepting settlements that do not adequately cover their losses.
Filing a personal injury claim within the statute of limitations involves a series of steps, each critical to the success of the case.

Steps of this process include:
The first step in pursuing a personal injury claim is filing a complaint with the appropriate court.
This legal document outlines the details of the accident, the injuries you sustained, and the damages you’re seeking.
The complaint serves as the formal initiation of the lawsuit and must be filed within the timeframe specified by personal injury law.
Once you file the complaint, the car accident case enters the discovery phase.
During this period, both parties gather and exchange information related to the accident.
This process can include depositions, interrogatories, and requests for documents.
The discovery phase is crucial for building a strong case, as it allows both sides to understand the evidence and arguments that will be presented during settlement or at trial.
Throughout the process, there may be opportunities for negotiation and settlement.
Many personal injury cases — around 95% — are resolved through settlements rather than going to trial.
Negotiations can occur at any stage, and a skilled lawyer can help secure a fair settlement that adequately compensates for the injuries and damages the accident victims suffered.
If either party cannot reach a settlement, the case proceeds to trial.
During the trial, the plaintiff and the defendant present their evidence and arguments to a judge or jury.
The outcome of the auto accident trial will determine whether the injured party receives compensation and the amount they are awarded.
Having legal representation is crucial during this stage to effectively advocate for the injured party’s rights.
When successful, the at-fault party will be legally required to cover damages like medical treatment bills, pain and suffering, disability, and lost income.
Delaying the initiation of a personal injury claim can have serious consequences.

Key reasons why car accident victims must act as soon as they can include:
Waiting too long to file a claim can jeopardize your ability to achieve a just settlement.
As time passes, evidence may be lost, and witnesses’ memories about the accident scene may fade.
This can weaken the case and reduce the chances of securing fair compensation.
Prompt action ensures the preservation of all relevant evidence and that your claim is supported by clear and compelling documentation.
Once the statute of limitations expires, the injured party loses the legal right to seek compensation through the courts.
Even if there is strong evidence of negligence and significant damages after the motor vehicle accident, you cannot pursue the claim.
Understanding and adhering to the statute of limitations is essential to maintaining the right to seek justice and compensation.
The aftermath of a car accident often involves substantial medical expenses and financial stress due to lost wages and other related costs.
Delaying a personal injury claim can exacerbate these financial difficulties.
By initiating the claim process promptly with the help of a personal injury law firm, you can seek compensation to cover medical bills, rehabilitation costs, and lost income.
This step is critical for alleviating financial stress and enabling better recovery.
The prolonged uncertainty and stress associated with delayed legal action can have a significant impact on your emotional and mental health.
Initiating a claim promptly can provide a sense of control and closure, helping you focus on healing and moving forward.
The legal process itself can be stressful, but knowing that steps are being taken to achieve justice and compensation can provide emotional relief.
A car accident attorney will handle most of it, allowing you to make time for recovery.
While the statute of limitations sets a general timeframe for filing personal injury claims, certain exceptions can extend or toll this period.
In Illinois and Missouri, these concessions can apply in specific circumstances.

Circumstances include:
If the auto accident victims are minors or are legally incapacitated at the time of the accident, the statute of limitations may be extended.
The timeframe for filing a claim typically begins when the minor reaches the age of 18 or when the incapacitated person regains legal capacity.
The discovery rule allows for the statute of limitations to be extended in cases where the injury was not immediately apparent.
This means that the timeframe for filing a claim begins when the injury is discovered or reasonably should have been discovered.
This rule is particularly relevant in cases where injuries develop or become noticeable long after the accident occurred.
The discovery of a latent injury such as a concussion or internal bleeding, which may not show symptoms until days or even weeks after the accident, can trigger the start of the statute of limitations period under the discovery rule.
If the at-fault party intentionally conceals information related to the accident or injury, the statute of limitations may be tolled.
This means that the timeframe for filing a claim is paused until the injured party discovers the concealed information.
Fraudulent concealment can significantly impact the ability to pursue a claim, making it essential to seek the help of car accident attorneys if you suspect such an action.
Filing a claim within the statute of limitations is vital to securing fair compensation, and understanding any applicable exceptions can make a significant difference.
By acting quickly, you can protect your rights and effectively manage the complexities of filing an auto insurance claim or a personal injury lawsuit, ultimately ensuring a better chance at achieving a just settlement.
It is essential for those involved in car accidents to consult with a car accident lawyer promptly.
Early legal guidance helps preserve crucial evidence, develop a strong legal strategy, and navigate negotiations with insurance companies.

Working with an attorney is how you can ensure that you’re filing a claim well within the statute of limitations.
If you believe that you have a case, don’t hesitate to contact TorHoerman Law as soon as you can.
We offer a free consultation to help you determine the best course of action.
You can also use the chatbot on this page to find out if you qualify today.
The timeframe to claim injury after a car accident varies depending on the state’s statute of limitations.
You have between one to six years to file a personal injury claim.
It’s crucial to consult with a personal injury attorney promptly to ensure your car accident claim is filed within the appropriate time limit.
In Illinois, the statute of limitations for personal injury claims is two years from the date of the car accident.
In Missouri, you have five years from the date of the accident to file a personal injury claim.
It’s important to consult with a personal injury attorney in your state to ensure you file your claim within the appropriate time frame.
Acting quickly after a car accident is essential to preserve evidence, gather witness statements, and obtain police reports while details are fresh.
Prompt action also ensures compliance with the statute of limitations, allowing accident victims to seek compensation for medical bills, lost wages, and other damages without delay.
Consulting with a personal injury lawyer early can significantly impact the success of your personal injury case.
Yes, there are exceptions to the statute of limitations for filing a car accident injury claim.
One common exception is the discovery rule, which allows the statute of limitations to begin when the injury is discovered, rather than the date of the accident.
If the accident victim is a minor or legally incapacitated, the statute of limitations may be extended.
Fraudulent concealment by the at-fault party can also toll the statute of limitations until the concealed information is discovered.
Consulting with a personal injury attorney can help you understand if any exceptions apply to your case.
Immediately after a car accident, you should seek medical attention to detect injuries and document your condition.
Collect evidence at the accident scene, including photographs, witness contact information, and the police report.
Contact your own insurance company to report the accident and consult with a car accident attorney to guide you through the claims process and ensure all necessary steps are taken.

Owner & Attorney - TorHoerman Law
Here, at TorHoerman Law, we’re committed to helping victims get the justice they deserve.
Since 2009, we have successfully collected over $4 Billion in verdicts and settlements on behalf of injured individuals.
Would you like our help?
TorHoerman Law represents people whose lives have been disrupted by serious injuries, unsafe products, and negligence. Our attorneys handle individual personal injury cases as well as national mass tort lawsuits involving major corporations.
Founded in 2009, our legal team brings more than 100 years of combined experience handling serious injury and complex civil litigation.
Do you believe you’re entitled to compensation?
Use our Instant Case Evaluator to find out in as little as 60 seconds!
In this case, we were able to successfully recover $20 Million for our client after they suffered a Toxic Tort Injury due to chemical exposure.
In this case, we were able to successfully recover $103.8 Million for our client after they suffered a COX-2 Inhibitors Injury.
In this case, we were able to successfully recover $4 Million for our client after they suffered a Traumatic Brain Injury while at daycare.
In this case, we were able to successfully recover $2.8 Million for our client after they suffered an injury due to a Defective Heart Device.
Here, at TorHoerman Law, we’re committed to helping victims get the justice they deserve.
Since 2009, we have successfully collected over $4 Billion in verdicts and settlements on behalf of injured individuals.
Would you like our help?
Illinois Comparative Negligence Law Explained
Pre-Existing Injuries in Car Accidents: How Do They Impact a Claim?
What Happens If the At-Fault Driver is Not Insured in a Car Wreck?
How is Car Accident Compensation Determined?
Can You File a Whiplash Claim After a Car Accident?
Car Accident Evidence
Who Pays When You Sue in a Car Accident?
How Long After a Wreck Can You File a Claim?
How Does a Car Accident Settlement Work?
Back Injury From Car Wreck: How to Seek Compensation
What To Do as a Passenger Injured in a Car Accident
How To File a Car Crash Lawsuit
What To Do After a Car Crash Head Injury
Illinois Auto Insurance Claim Laws
Temporary Disability After Car Accident: Can You Claim?
What If My Medical Bills Are More Than My Settlement Offer?
Illinois Car Accident Injury Claim Process Explained
What to Say to an Insurance Adjuster After a Car Accident
How Medical Bills Are Paid After a Car Accident
A Complete Guide to Suing Someone for a Car Accident

They helped my elderly uncle receive compensation for the loss of his wife who was administered a dangerous drug. He consulted with this firm because of my personal recommendation and was very pleased with the compassion, attention to detail and response he received. Definitely recommend this firm for their 5 star service.

When I wanted to join the Xarelto class action lawsuit, I chose TorrHoerman Law from a search of a dozen or so law firm websites. I was impressed with the clarity of the information they presented. I gave them a call, and was again impressed, this time with the quality of our interactions.

TorHoerman Law is an awesome firm to represent anyone that has been involved in a case that someone has stated that it's too difficult to win. The entire firm makes you feel like you’re part of the family, Tor, Eric, Jake, Kristie, Chad, Tyler, Kathy and Steven are the best at what they do.

TorHorman Law is awesome

I can’t say enough how grateful I was to have TorHoerman Law help with my case. Jacob Plattenberger is very knowledgeable and an amazing lawyer. Jillian Pileczka was so patient and kind, helping me with questions that would come up. Even making sure my special needs were taken care of for meetings.

TorHoerman Law fights for justice with their hardworking and dedicated staff. Not only do they help their clients achieve positive outcomes, but they are also generous and important pillars of the community with their outreach and local support. Thank you THL!

Hands down one of the greatest group of people I had the pleasure of dealing with!

A very kind and professional staff.

Very positive experience. Would recommend them to anyone.

A very respectful firm.